Direct Deposit & ACH

Make Life Easier With Direct Deposit Into Your Alterna Visa® Prepaid Card Account!

How to Sign-Up for Direct Deposit of Your Payroll Check

You will be able to print out your direct deposit form at the time of enrollment of your card. You will be provided with your direct deposit account number and routing number at that time. You will also receive a direct deposit form with your personalized card in the mail, or you can print the form directly from by logging into your account. If you cannot find your Alterna direct deposit account number online, you can obtain it by calling customer service. Write this number in the designated field on your direct deposit form. Give the form to your employer to begin receiving direct deposit into your Alterna Card account.

Inform your employer that the daily load limit for Direct Deposit is $10,000 up to the maximum balance of $10,000. The total monthly load limit onto your Alterna Visa card for all cash, check and ACH loads combined (which includes Direct Deposit loads) is $10,000.


There Are No Fees for Direct Deposit!

Alterna gives you access to your money as soon as the funds are electronically deposited into your card account. Your employer will make those funds available on the day you would have received your paycheck, and sometimes it arrives up to two days earlier.

You will have all of the benefits of the Alterna card with the added convenience of recurring automatic payroll deposit every pay period. For non-banked employees, this means not only the convenience of immediate access to funds through the ATM network, but you will also not pay a fee when loading via direct deposit,3 unlike many check cashing stores.


In order to receive direct deposit to your card account, your card account must be active and in good standing. Also the name associated with the direct deposit must be the same as the name associated with the card account

1 Available March 2017.
2 Third-Party fees, standard text messaging fees, and/or data rate fees may apply.
3 While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the full
Terms and Conditions for more details.